The Road to 850: Proven Strategies for Increasing Your Credit Score Reviews

The Road to 850: Proven Strategies for Increasing Your Credit Score

This is one book you must have! As a result of the credit crisis, many financial institutions have raised their credit score requirements. Credit scores are impacting everyone from every angle.

The Road to 850 provides a much greater background and understanding to the credit scoring system than any previously published book. In fact, The Road to 850 has been given the coveted endorsement of the AFCPE – American Financial Counseling, Planning and Education Association in June 2009. In its revie

Rating: (out of 9 reviews)

Price: $ 18.95

The Guerrilla Guide to Credit Repair: How to Find Out What’s Wrong with Your Credit Rating–and How to Fix It

A bad credit rating can keep you from buying a house, renting a car, or even sending flowers. yet most people don’t know how to find out the status of their credit or how to fix it if it’s bad.

This book can save you time and money. Written by a journalist and a credit consultant to the mortgage industry, The Guerrilla Guide to Credit Repair tells you how the major credit bureaus compile your credit history, and teaches you how to deal with them if there is a problem. Easy to use, the boo

Rating: (out of 25 reviews)

List Price: $ 13.99

Price: $ 3.99

10 Responses to “The Road to 850: Proven Strategies for Increasing Your Credit Score Reviews”

  1. Review by Jason House for The Road to 850: Proven Strategies for Increasing Your Credit Score
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    This book is a must for everyone, because EVERYONE needs a raise in their credit score, especially in today’s economy.

    I have been looking to refinance my home with a credit score average of 620 and it wasn’t working out so well. I used advice and insight from this book and got my score up to a 750 average in 3 weeks! I really didn’t have any money to work with either. Of course, paying off your credit lines is the best way to get your score up, but I was very surprised to learn a few new tricks to do so without even having to pay much off! The credit score system is ridiculous and if you think you know it all, you don’t!

    I love how well this book is organized. It makes rather difficult insights easy to understand and easy to put into action and it really doesn’t take much reading to get there.

    Thanks to the authors and researchers who put this together, no other book or website I could find even compares.

  2. Review by S. Woolley for The Road to 850: Proven Strategies for Increasing Your Credit Score
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    Excellent book. Very well written. I learned more from this book in one evening than I thought I ever could. Al Bingham explains the myteries of credit and credit scores in a way that is easy to undestand. I felt I was pretty savvy when it came to understanding my credit score but little did I know. Highly recommended. The best money I have spent on a book in a long time. A+

  3. Review by likeafeather for The Road to 850: Proven Strategies for Increasing Your Credit Score
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    Credit score is a very important part of your life. High credit score opens door to the world. I know someone who’s credit score is low and for him all the doors are closed: he cannot buy a car, a house, get a cell phone and even a job. None of the credit agencies would approve him for credit card. This book teaches every detail one have to know about credit score. It helps one to increase credit score if it’s low, or maintain high credit score. I thought I knew everything about credit score (my credit score is 818), but reading this book, I realized that I maybe knew 5%. Every page is a knowledge. The author uses very simple and easy to read language. I recommended this book to all my friends and family. Believe me, you would not regret bying this book.

  4. Review by N. Thomas for The Road to 850: Proven Strategies for Increasing Your Credit Score
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    I believe this is a good book for individuals who know nothing about credit. It really didn’t tell me much that I didn’t already know.

    It is well-written and the writer is trustworthy and knows his stuff. I would recommend it for anyone who wants to and needs to learn about credit and how to increase scores.

    Quite frankly I believe it is sad that we all HAVE to have credit in order to get anything in this country anymore. I paid off and closed my credit cards and was quite proud of myself. That was the way we kept our credit good in my day, but in this day and age you have to be in debt to establish credit even to rent an apartment or buy a car. It’s ironic. Whatever happened to having the money and being able to afford what you wanted to buy? When I was coming up some people were even told to close credit cards before they were approved for mortgages b/c of the potential to go into debt and thus not be able to manage the mortgage payment. Now it is the total opposite.

    I still believe in cold hard cash. I always thought being liquid was the best way to go, but this book proves me wrong. My have times changed (for the worse).

    I only gave the book four stars because I waited weeks before it finally showed up in my mailbox, but other than that the book itself is very good and has good information about credit and what to watch out for.

  5. Review by David Corbridge for The Road to 850: Proven Strategies for Increasing Your Credit Score
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    Al Bingham does a great job of unraveling the mystery of credet scores. Not only is the information great, but the presentation is also excellent. Its easy to read. No need for a college degree to interpret what is said. If you want to know what factors are used to create credit scores and how you can improve your score, this is the book for you.

  6. Review by Sox Fan for The Guerrilla Guide to Credit Repair: How to Find Out What’s Wrong with Your Credit Rating–and How to Fix It
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    DFC is completely off base with his review. You need a book like “guerilla credit” exactly because of people like DFC (a banker – little wonder) who believes that everyone with bad credit is a loser who simply needs to pay his/her bills. Well, I have news for you DFC, this book is extremely helpful for those of us who are the victims of credit reporting agencies who couldn’t care less about the accuracy of the information they are reporting. I am one of the many people who, at 30 years old, had never requested copies of my credit reports, and who thought I had perfect credit prior to inexplicably being turned down for a loan. Much to my horror, I found out that there were more than 40 errors in my credit reports. Dozens of accounts that had been closed for many years were still reflecting as open, students loans erroneously reflecting defaults, credit card accounts erroneously reflecting 30 and 60 day late payments. All false information. Using Todd’s book, ALL of this false information has now been removed from my reports. Moreover, this book will teach you how to get results when the reporting agencies play their little games of “verifying” erroneous information. I can’t tell you how many times my reports came back with “information verified” even though I had enclosed written documentation that the information being reported was not correct (it really is unbelievable isn’t it!) Berman explained how to be persistent, get aggressive, and fight these unethical reporting companies and their shoddy work practices. Even if you legitimately have creditors knocking on your door, this book will give you some very helpful advise as to negotiating a partial payment in return for a promise not to report the negative information to a credit bureau (DFC doesn’t want you to know that). And the book will also tell you how you MAY be able to get some accurate (but old) information removed from your report.Finally, the credit reporting agencies try very hard to make your report as cryptic as possible in an effort to prevent you from understanding exactly what they are reporting about you. Todd’s book shows you how to read your report – a very important first step. However, I must add that because the book is now 6 years old, and because the agencies keep changing the form of their reports (gee, I wonder why?), this is the book’s biggest downfall right now (and the ONLY reason I didn’t give it 5 stars). PLEASE Todd if you’re reading this, revise your book and publish a new edition! Notwithstanding this one downfall, I still HIGHLY recommend this book.

  7. Review by for The Guerrilla Guide to Credit Repair: How to Find Out What’s Wrong with Your Credit Rating–and How to Fix It
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    First, a disclaimer: I own a copy of this book, but have not looked at any others on the subject, so I don’t know what else may be available and perhaps better-suited than this title to meet your needs.Primarily, I write to rebut the negative reviewers, among them self-described #1 authority in the country (and yet curiously uncredentialed) Bill Bauer, loan officer DFC and JD, who together dismiss this book as ‘pap’ and ‘cloaking strategy.’ Yes, the book can be repetitive and some of the advice seems slightly dodgy, but I find merit in the authors’ advice to negotiate with creditors to remove negative credit marks in exchange for payment (however long-delayed) of debt. If someone who has had credit problems in the past can eliminate these negative marks immediately in exchange for payment rather than pay the bill and simply wait out the expiration of the negative marks (minimum: 2 years!), WHY WOULDN’T THEY?This is not ‘pap.’ This is not ‘cloaking strategy.’ This, my friends, is ‘negotiating.’

  8. Review by BlackLitLover for The Guerrilla Guide to Credit Repair: How to Find Out What’s Wrong with Your Credit Rating–and How to Fix It
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    This book was disappointing. Buying a book without being able to browse it beforehand makes it difficult to know if its what you want. If I would have been able to skim through this book prior to buying, I would not have bought it. It’s not that it’s bad, it’s just that its not what I needed or the title implied. It is not a comprehensive book at all. The title “guerrilla” makes you think it will offer unique, aggressive, insightful, strategic, or uncommonly known tactics to attack your credit repair. It absolutely fell short of that. But what it does deliver is very detailed, easy to follow understanding of BASIC information (what credit is, how to contact the bureaus, what type of letters to send, etc.) It gives you a decent strategy on how to dispute items on your CR. A huge shortcoming for this book is that 100 pages of the 200 page book was given to printing the FCRA (fair credit reporting act). Helpful but a waste. Instead of giving us some “guerrilla tactics” for 100 pages, they print the act instead. If you are really trying to repair your credit and you need real life information and real “guerrilla” tactics then you MUST prepare yourself mentally (it can get legal, psychological and emotional) and use the vast amounts of FREE information and FREE resources available online. Try joining FREE online communities/forums. Avoid people capitalizing on your despair with over-priced credit repair books, credit repair kits, pay-for services (i.e. now bankrupt AmeriDebt) or other books where gazillionaires bloviate about how rich and debt-free THEY are. Good for you. People with poor financial situations and poor credit do need inspiration but people also need practical aggressive ways to get their backs from against the wall. In conclusion, you’d be better off researching online for a few weeks, seeking FREE professional opinions, or checking out books like this one from the library.

  9. Review by Alex (The Cat) Felix for The Guerrilla Guide to Credit Repair: How to Find Out What’s Wrong with Your Credit Rating–and How to Fix It
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    It doesn’t get any better than this. I was desperate trying to get a book that could help me in the subject. God, am I glad that I got this book. It teached me everything I have to know in order to fix my credit; from getting my credit report, how to read it (and understand it), and how to “repair it”. I jumped from a lousy 523 points to 715 points in a period of 6 months. Yes thats right, they are not magicians (not over night fixing), but real fixing of your credit trough very easy and practical steps. You just have to be consistent cause time is important.
    Thank you gentleman for saving my life !!!

  10. Review by for The Guerrilla Guide to Credit Repair: How to Find Out What’s Wrong with Your Credit Rating–and How to Fix It
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    Lets make this short and sweet… I’ve ready over 15 books on this subject, and this one is one of the best! Just click the buy button and check out. I’ve spent 5 times the price of this book on some of the others, and this one is better than all 15 combined!

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